With interest rates rising, homes for sale inventory rising, and home prices in many markets falling, now is a good time to purchase your first home if you’ve been sitting
A conventional home loan is the most common loan product offered by mortgage lenders, making up roughly 64% of the market. Conventional mortgage loans typically require
Most negative credit report entries, such as late payments, that appear on your credit history with the major credit bureaus remain there for seven years. If you want to know
Your credit impacts your life in more ways than you might think. Not only can a bad score limit your access to affordable financing, but it can also be a red flag to
When it comes to enhancing your credit profile, understanding the difference between credit repair and credit building is crucial. Both are essential components of achieving