The latest articles and advice to help you build credit.
Public records usually appear on your credit report as the result of a financial disaster. Evictions, foreclosures, bankruptcies, and judgments are terrible news for your
Just getting started on your credit journey? Then you’ll likely be in the catch-22 of having no credit and needing to have credit to build credit. This is often referred to
An original creditor owed an unpaid debt will often “charge off” a credit account and send it to a debt collection agency. Most collections will remain visible for seven
A foreclosure is a negative mark that remains on credit bureau reports for up to seven years. During the seven-year period, lenders that conduct credit inquiries will
It’s a personal finance catastrophe for some people. For others, it’s a blank slate. Making the decision to file for bankruptcy is far from easy. The trade-off for having
