The latest articles and advice to help you build credit.
Every time someone checks your credit an inquiry is recorded on your credit report. Hard inquiries affect your credit. Soft inquiries do not. Understanding the difference will
Before you go shopping for a loan, you should know where your credit score stands. The first step is to always check your Experian, Transunion, Equifax FICO scores so you know
When you apply for a credit account, your prospective lender pulls your credit report and initiates a credit check through a process known as a hard credit inquiry. That
The short answer to this pressing question is yes. When you pay off your car loan early, you save money in interest compared to if you had continued paying for the
Borrowers with an existing auto loan may need another vehicle. Usually this involves a second car loan. For example, you might have a spouse or child that needs a
