The latest articles and advice to help you build credit.
Credit cards and other revolving credit accounts function in a cyclical way. The consumer initiates the borrowing cycle by making a purchase and then repaying the balance
Revolving utilization is a big part of your credit score: 30% to be exact. There are certain accounts on your credit report that contribute to it while others don’t. There
Whether you’re looking to build credit, earn rewards or pay down high-interest debt, there’s a credit card that likely fits your needs. There are so many types of credit
Getting declined for a credit card can be frustrating, but it’s only a temporary setback. There is a way to appeal the decision, and you can always strengthen your
Adverse credit report entries generally remain for seven years; however, the negative impact should decline over time. If other reported accounts are current and remain in
